Online Bad Credit Lending - Same Day Lending Do you have an urgent cost to cover? It's impossible to afford not to cover an immediate expense like a damaged boiler or medical bill. Additionally, you might not have the money to pay for it. We offer loans on the same day that can be accessed within 24 hours. Apply online for loans between PS100 - PS1,000 with absolutely no security or guarantor. If you are approved, your loan will be processed the same day. We look at more than your credit report as well, which means you can be able to get a same-day loan with bad credit. Find out how you can apply to Dot Dot Loans. What are same-day loans? This can refer to any loan you could get in your account as soon as the application has been accepted. They usually include an easy online application with rapid responses from the lender and the ability to pay quickly. It is possible to get an immediate loan to pay for unexpected costs that you simply cannot wait. These loans are short-term and can be used to pay off temporary debts or to solve temporary issues. What can same-day cash loans be used for? Sometimes it is not easy to access your savings account when the unexpected happens or when unexpected costs get out of hand. You can obtain same-day cash online to cover the most urgent expenses. This could be: Home maintenance bills like repairs to boilers or washing machines Repair costs for vehicles or MOTs Bills for vet or medical care The world is not predictable, however, knowing that you can obtain a loan on the same day could be enough to ease the pressure. What are the benefits to same-day online loans? You don't need to complete a lengthy application or wait for weeks to receive an answer like other kinds of personal finance. Loan lenders that offer same day loans for people with bad credit such as Dot Dot Loans will give you a quick decision and will transfer your loan as soon as possible subject to the affordability. Online applications are convenient since there is no need to go to the bank or to the store to fill out an application. Online applications can be completed quickly using your smartphone or computer. Many same-day cash loans can be obtained without the need of the security of a guarantor or security. They are usually smaller in size, so you may be able to get faster approval in the event that your credit is not good. Even if your credit score is not perfect Our short-term loans for people with bad credit could help. What are the different types of loans available online for same-day? Two popular sources for same day cash are payday loans and instalment loans. Both are used in the same manner, but there are key differences between them. payday same day loan loans can be used to help you get by until you get your next pay. Then, you'll need to pay it all back in one lump sum. They can come with excessive interest charges and expensive late payment penalties, which can cause more issues than they resolve. A loan with an instalment may be a more affordable option. If you spread the cost of your borrowing over a long period and paying smaller monthly installments. We provide loans on the same day without hidden late payments fees and an easy application. What are the guaranteed loans that can be made on the same day? Some lenders may even offer instant cash loans that are guaranteed to be available on the same day. This means that they will approve your request. Many lenders will even offer loans that are guaranteed to be approved the same day approval for people with poor credit. The claims might seem too good to be true. Lenders who are authorised by the Financial Conduct Authority, (FCA), must offer loans in a responsible and fair manner. It is important to conduct affordability checks to avoid accepting any debt that you don't have the money to pay. Reliable lenders might promise to transfer the loan as soon as is possible, if you've submitted your application. However, they cannot assure the approval of your application. What is the process for our same-day loans? function? Dot Dot Loans makes it simple to obtain loans in a matter of minutes. We offer a short-term loan calculator to obtain an instant estimate of the amount you'd like to borrow. After that, you'll be able to review the repayment conditions and estimate the total cost prior to applying. We offer same-day cash, starting at PS100 up to 1,000 PS. You'll pay back the loan over 3-9 month depending on how much you are able to borrow. You can apply in minutes and get a quick decision in the time you need it. As a responsible lender we'll conduct credit and affordability checks to let us give you a loan we're sure you'll be able to pay for it. If you're a poor creditor and you're unable to make the regular monthly repayments we are able to offer the same day loan for UK residents. Your loan could be in your account in 24 hours after approval. We accept loans 24/7. Then, we'll collect your payments in a timely manner. A short-term loan Illustration Borrow PS250 over 3 months, with monthly repayments of PS133.65 Total amount due PS400.95 The interest rate is 284.76 percent p.a. (fixed). 1228.67% Representative APR Dot Dot Loans is the most suitable choice for a same-day loan lender We make things simple, quick and easy. We're also a lender who offers same-day loans to bad credit. This means that you are aware of the person who has made the loan. Here are six reasons why you should feel secure when you apply to one of our same day online loans: Quick Application: Fill out a couple of minutes, receive an immediate decision, and receive your loan on the same day (subjects are affordable). Honest: What you commit to upfront is the amount you'll pay back. Flexible: Borrow between PS100 or PS1,000 and spread the cost over 3 to 9 months, based on how big your loan. Responsible lending: Dot Dot aims to make responsible lending a part of the process. We will perform an affordability test in each loan application. This will help both of us by giving you the confidence that you'll be able of managing the loan. The customer service team in the UK support team is always there for help. Recommendation: Trustpilot has rated us as a 'excellent' rating by our clients. Can I to get a payday loan? Bad credit is not always the best option when applying for a instant cash loan online. It is important to think about the amount you'd like and the reason you require it, and whether you are able to afford the repayments. If you're already struggling with debt, a new loan isn't likely to make your situation easier. We can connect you with PayPlan one of the top UK free debt advice providers for those who are worried about the management of your loan. You can also get free and impartial debt advice from National Debtline, StepChange, and MoneyHelper. Are I in compliance with the minimum requirements to get an Dot Dot Loans online loan in a matter of hours? Dot Dot Loans offers a instant cash advance when the following conditions are fulfilled: Are you at least 18 years old You have an UK postal address. You're currently working or receive benefits If you have an active email and mobile number You've got details about your bank account as well as debit card Are there loans available on the same day with poor credit? As with all prudent lenders and financial institutions We have our own standards to determine if we're able to provide you with a loan. However, remember that the focus isn't just on your credit score; we'll factor in your income and outgoings too. In certain situations there are times when you might be eligible to receive a loan with sameday payout and poor credit. What amount of cash can I make on the same day? You can apply for a loan for a short period of time between PS100 and PS1,000. We'll fund it the same day that we have approved, anytime. How do Dot Dot's sameday UK loans function? You can spread the cost our same day online cash loans to bad credit by making fixed payments of 3-9 monthly depending on the amount of loan. Look over the sliders in our calculator for short-term loans to see the available repayment conditions. If you're accepted, we will debit your Direct Debit account to collect your payment. Although your monthly installments will be the exact same every month, the situation could change. If you're worried about missing payments or falling behind, we recommend that you talk to our helpful staff as soon as possible to create an alternative plan. We will not charge you fees for late payments, however, missed payments could hurt the credit score. What is the rate of interest? Your interest rate will vary depending on how much you borrow. You can use our short term loan calculator to calculate the interest rate. All rates are fixed. This means that you pay the same interest every month, which can make it easier to budget your loan on the same day. Are there any additional charges? We don't charge late-payment fees, added interest or any other unpleasant extras. Apply now to receive a UK credit on the same day The same day emergency loans for bad credit can help you deal issues as quickly when they occur. Begin with our short-term loan calculator. Select how much you wish to borrow, calculate your monthly repayments, and then determine the amount you'll be able to repay. Once you're happy to go ahead, click 'apply now then proceed to our application form. Be aware that we will take into account your credit history so we can provide you with instant loans even for those with poor credit. We will get back to you as fast and effectively as is possible. Approved loans are funded every hour 24/7. You can check our FAQs or contact our friendly team if you have any questions.