Online Same-Day Lending for Credit-Cruised People Do you have an urgent expense to cover? Sometimes, you can't afford to wait, whether it's an urgent medical bill or a boiler that's broken. Additionally, you might not have the money to pay for it. Our simple, same-day loans are available subject to your affordability. Online application is possible for any amount between PS100 to PS1,000, but with no guarantor nor security. The loan will be sent the next day if you are accepted. We take into consideration more than your credit history and you may still get a same day loan even if you have bad credit. Read on to learn the ins and outs of same day cash loans, and how to apply with Dot Dot Loans. What are the same-day loans? The loans are paid out of your bank account right after your application has been accepted. It is usually simple to apply online and receive a prompt response from the lender. Then, they pay out quickly. These loans can be used to pay for unexpected costs that are not able to wait. This typically makes them an excellent short-term loan option that allows you to take out a small amount of money to solve a short-term issue and then pay back the amount you owe within the course of a few weeks or even months. For what purpose can loans on the same day be utilized? If disaster strikes or unexpected expenses occur the situation may not be as simple as reaching into your savings. Online loans available with same day funding can help with the cost of unexpected expenses. It could be: The cost of home maintenance is similar to repair of a washing machine or boiler Repairs and MOTs for vehicles Medical or vet bills It's not easy to predict the future. However, knowing that you can receive loans on the same day could help to relieve some of the pressure. What are the advantages of online loans that can be accessed in just a few hours? You do not have to fill out an extensive application or wait weeks for responses like you would with other types personal finance. Same day loan lenders for bad credit like Dot Dot Loans will give you a quick decision and then transfer your loan soon after subject to your financial capability. Online application is convenient as you don’t have to visit an office, bank or another location to complete your application. You can utilize your laptop, computer or even your smartphone to complete the application in minutes then get on with your day. Most same day cash loans can be obtained without a security or guarantor as well. These loans are typically smaller and are easier to get even if you have poor credit scores. Even if you have poor credit, you can still receive loans with a quick approval even if you have poor credit. What are the different kinds of same-day online loans? Instalment or payday loans are common sources for instant cash. Both are available however, they have major distinctions in how they operate. Payday loans are intended to cover your monthly expenses until the next paycheck. To repay the whole amount, you'll need to pay it all back in one installment. The fees are often expensive and can be accompanied by high interest rates. Instalment loans could be a simpler alternative. If you spread the cost of your borrowing over a longer time, you can pay smaller monthly installments. We provide simple same-day loans with no nasty late payment fees subject to affordability. What are guarantees for loans that can be paid within a single day? There are lenders that provide guaranteed loans on the same day. This is a guarantee that the application you submit will be accepted. Some lenders may offer guaranteed same-day loans for people with low credit scores, but not with any guarantee. They may sound too promising to be true. Lenders who are authorised by the Financial Conduct Authority, (FCA), must offer loans in a responsible and fair manner. Also, you should perform affordability checks to ensure you don't take on any obligations you're not able pay back. Responsive lenders may promise to transfer the loan as quickly as they can if you've completed your application. However, they are unable to promise the approval of your application. How do same-day loans work? You can obtain a loan within a day from Dot Dot Loans with minimum effort. Make use of our short-term loan calculator and choose the amount you want to borrow. You can also see the repayment terms that are available. Finally, check your total amount to be applied. We offer same-day cash , starting at PS100 and end at 1,000 PS. The amount borrowed will be repaid over 3 to 9 months. Apply online in just a few minutes to receive a fast approval, and a decision within hours. We'll perform affordability and credit checks to determine whether you are in a position to pay for the loan. We are able to offer same-day loans for bad credit to UK residents in certain situations dependent on the affordability of the loan. If the loan you requested is approved, your loan will be in your account at quickly as it is possible. We fund approved loans at any time, 24 hours a day. Your payments will be collected automatically. Short term loan Exemplary Example Borrow PS250 for three months and then pay each month PS133.65 Total amount to be paid PS400.95 Rate of interest 284.76% (fixed). (fixed). APR 1228.67% Dot Dot Loans should be your lender for loans on the same day. It's quick easy, straightforward, and simple. We're a same day loan direct lender for people with bad credit too, so you'll always know who you're dealing with. These six points will make you feel more confident when applying for one of our same-day online loans. Quick: Apply within minutes and get a decision within minutes. You'll get your loan the next day (subjects to the affordability). Honest Truthful: The amount you've agreed upon upfront is the amount you'll repay. Flexible Loans: You can take out between PS100 to PS1,000 and divide the cost over 3 to 9 months, based on how much. Responsible lending is what we aim to achieve at Dot Dot. We'll perform an affordability check in every loan application. This will help both of us by giving you the confidence that you will be capable of managing your loan. The friendly customer service team is willing to assist. Recommendation from Trustpilot Our customers rate us as "excellent" on independent review site Trustpilot. Can I get a same-day cash loan in my area? A same-day loan online for bad credit is not necessarily the best option. Consider how much money you are applying for as well as the reasons for which you're seeking it for, and whether you have the ability to pay for the loan. A loan will not help you when you're already in debt. PayPlan, one the UK's top-rated free debt counselors, can be reached if you have any concerns regarding managing your loans. MoneyHelper, StepChange and National Debtline each offer unbiased, independent advice on debt. Are I in compliance with the criteria to qualify for an Dot Dot Loans online loan in just a few hours? Dot Dot Loans can provide an instant cash loan on the same day provided you meet the following requirements: Are you 18 or older You have a UK Address You are currently employed or receiving benefits. You are able to use a valid mobile number as well as an email address You have details of your bank account as well as debit card Can I get a loan the same day even if I have poor credit? We are responsible lenders and we have our own criteria that will decide if we are able to lend you money. Remember that your credit score does not really matter. We'll take into consideration your income and expenditures. There are still options for loans that offer same-day payments with bad credit. However, this is contingent on your ability to pay. How much can I take out on cash the same day? A short-term loan is offered for as little as PS100. We offer funding the same day, 24/7. How do Dot Dot's sameday UK loans work? You can spread the cost the same day cash loans for bad credit in fixed payments of 3-9 monthly depending on the size of your amount of loan. Look over our short-term loans calculator to find out more details on the repayment conditions. Once you're approved, we'll collect your repayments in a timely manner through Direct Debit. The monthly payments will remain the identical, but they can change. For those who are worried about late payments or falling behind, we recommend that you talk to our helpful staff as soon as possible to create a new plan. We won't charge you any late payment fees but missed payments may affect your credit score. What is the interest rates? The amount you are borrowing will affect your interest rate. You can use our short term loan calculator to determine your interest rate. All rates are fixed in advance. This means that the amount you pay in interest each month will remain the same, which can help make your loan on the same day more affordable to budget for. Are there any additional costs? We don't charge late charges or interest charges, plus other nasty extras. Apply for a same-day UK loan today! Bad credit emergency loans are accessible immediately. Get started by using our short-term loan calculator. You can select the amount of amount you'd like to borrow and see how your monthly payments will look. You can also see the total amount that you'll need to repay. If you've made the decision to take the offer If you are happy with the offer, click "apply now" to proceed to the application form. Remember that we don't consider your credit history and can provide same-day loans to those with bad credit. We will respond to you as quickly and as quickly as we can. The loans that are approved can be repaid anytime of the day. If you have any queries, feel free to consult our FAQs and contact our friendly staff.