No Credit Check Lenders

A few specifically look for credit check payday loans because they're concerned about getting the approval process due to a low credit score. They may also wish to avoid having another loan application record appear on their credit report. Although this may be understandable, unfortunately it is impossible. Every lender that is regulated by FCA in the UK must run an investigation of creditworthiness on all applicants. Soft searches are employed in our instance to determine the eligibility. The search doesn't leave any permanent marks on your application.

Credit checks are a safeguard for both the lender and applicants, it's worth noting. All of the lenders that we collaborate with are responsible lenders and won't lend you more than you are able to pay back. This is why debt problems can arise. Our lenders also take affordability into consideration as an important factor in comparison to regular credit scoring. Even if you don't require an assessment of your credit score to obtain a loan however, it might be a bad idea.
No Guarantors

Omacl.co.uk has no loan products that require a guarantee. This is a loan without guarantor service. If your application is denied and you are not approved, there is no possibility to provide a reference or request a guarantee. Be aware of this when you apply for a loan.
Guaranteed Same Day Loans

Because lenders have the power to release funds whenever they wish, same-day loans cannot be assured. Internal processing systems of your bank play an important part. Certain banks handle transactions more frequently than other banks, and have different execution and cutoff times.

The majority of customers get their loan on the same day that it was approved for. If you submit your application after normal business hours, on the weekend or on a holiday, your loan application may be delayed.

The most efficient way to obtain the guaranteed next day loan in the shortest time possible is to send your application at the beginning of the day on any regular working day.
What can I use a Same-Day Loan for?

The loans that are offered by Omacl.co.uk are considered cash-based loans, for any purpose. You are free to use the funds however you'd like. While we'll ask you to provide a reason why you need a loan during the application process however, the loan itself doesn't have a legal right to be repaid.

These are some of the most popular uses we've received from our customers who have completed our same-day credit application procedure.
Common uses for Same-Day loans

Assistance with mortgage or rent payments
Assistance with bills such as phone, tax, and utilities.
Consolidation of debts currently owed and avoidance of further charges
Make ends meet until payday same day loan.
Food, transportation, and day-to-day life.

Unemployed? Receiving Benefits? Are you still able to receive a loan?

If you aren’t working it is difficult to obtain a loan on the same day. It's a fact that cannot be avoided. However, this does not mean it's impossible. Our lending partners typically look at loan requests from individuals in unemployment, as well as those who are receiving benefits. We will consider you as long as you have a source of income.
Unemployed Credit

It doesn't matter if your source of income is not an income source, like benefits, redundancy payments or pensions, if you're not currently employed and you're eligible to apply. We typically collaborate with lenders that are based on the affordability. This is in addition to the traditional credit scoring and credit checking. To determine your capacity to repay the repayments required this is done by a basic calculation of how much your income per month is less than your monthly expenditures.
Credit for people who are on benefits

If you're receiving benefits, you're also welcomed to apply for a same day loan through Omacl. It's dependent on what type of benefit is being received. Certain benefits are considered income, while others aren't. Universal credit, child benefits, and housing benefits are all considered to be income. Jobseekers allowance or housing benefit are not. This page gives additional guidelines.
Customers love Omacl This is the reason!

Omacl is regarded as one of the market leaders for the same day lending sector. The reason behind this is due to our excellent service. Customers are satisfied that we keep our commitments. We do it promptly. Our clients are informed at all stages of the process. The process for applying is simple and transparent.

We provide fast and easy day-to-day loans to our customers in their needs. Omacl is there for you when you require cash fast or urgently. Omacl is able to help you, regardless of the situation. We can assist you.